Kwabena Atuahene
Chief Executive Officer

Kwabena Atuahene is the Chief Executive Officer of Utrak Savings and Loans. Being innovative, he began the company in the year 1997 as Utrak System (Gh) Ltd.
Kwabena Atuahene holds a bachelor’s degree from the prestigious Saint Clement University, Switzerland in Finance and Administration and a Master’s degree from the University of Empresarial De Costa Rica in Financial Management and is a fellow of the Institute of Professional Financial Managers.
Kwabena is a philanthropist, a dynamic and self –motivated individual with a high sense of urgency. He has great interpersonal, communication and analytical skills, and is an excellent team player with a drive to influence –decision making and advocate change whenever necessary.
He is married with 4 children.

Akosua Konadu Osafo
General Manager

Akosua Konadu Osafo (Mrs.) is the General Manager of Utrak Savings & Loans Ltd. She has over 27 years’ experience in banking with specialization in customer care, branch operations, cash management and administration, sales and marketing of banking services. Mrs. Osafo holds International Executive MBA in Marketing for the Paris Graduate School of Management; BA (Economics and Geography) and Diploma in Education from the University of Cape Coast. Until her appointment as the General Manager, she was the Manager, Cash Centre, Stanbic Bank, Head Office, Accra. She has worked over 16 years with Social Security Bank. Mrs. Osafo has attended a lot of courses both locally and internationally hence an experienced banker. She is married with three daughters.

Felix Amoah-Buabeng
Head of Operations

Felix, the Head of Operations joined Utrak Savings & Loans Limited in January, 2014 with over 23 years banking experience. He’s worked for 10 years with Merchant Bank from 1990 – 2000 and rose through the ranks to the position of Assistant Manager, Operations. At First Atlantic Bank, where he worked for over 13 years, he was the Deputy Manager, Corporate Banking; Manager, Banking Services; Senior Manager, Branch Control; Senior Manager, Business Development and Senior Manager, Kumasi Branch. Felix holds a Bachelor of Commerce Degree from the University of Cape Coast and Diploma of Education. He has attended numerous courses both home and abroad. His interest is in Banking Operations and an excellent banker. He is married with three kids.

Francis Baidoo
Head of Credit, Marketing & Risk

Francis is the Head of Credit & Marketing. He holds MBA in Oil & Gas Management at Coventry University, BA (Hons) Philosophy with History at the University of Ghana, Certificate in Education, University of Cape Coast and HND Marketing. Until his appointment as the Head of Credit, Marketing and Risk at Utrak Savings & Loans Limited, he was Sales Manager, Barclays Bank of Ghana. He has also worked with Opportunity International Savings & Loans Limited as Relationship Manager.

Rudolph Asare-Danso
Head of Administration

Rudolph is currently the Head of Administration of Utrak Savings & Loans Limited. He holds MSc and PGDip in Financial Management with Universidad Empresarial de Costa Rica UNEM (Business University of Costa Rica UNEM); Bachelor of Business Administration (Banking & Finance) Christian Service University College, University of Ghana and HND Marketing Management. He is a Fellow member of the Institute of Professional Financial Managers, FIPFM-UK; a member of Professional Business Consultants (PrBusC/DTMSI) and Managerial Chapter (MDTMS/DTMSI). Rudolph joined Utrak in 1998 and rose through the ranks to become the General Manager from 2009 to 2013. Rudolph has extensively attended courses on leadership, strategic planning, legal & corporate governance framework, budgeting & budgetary control and a host of others. He is married with three kids

George Mensah
Head OF Finance

George Mensah is the Head of Finance. He holds MBA in Financial Management, St. Clements University, Lausanne, a Chartered Accountants of the Institute of Chartered Accountants (Ghana) and Associate Member of the Institute of Professional Financial Managers (IPFM-UK). He was the Assistant Branch Manager in 2000/1 and later became Senior Internal Auditor from 2001 to 2010 of Juabeng Rural Bank. George also worked as Internal Audit Manager at Pacific Savings & Loans Ltd from 2010 to 2013. George joined Utrak Savings & Loans Ltd as the Head of Audit in September, 2013 until he was re-assigned the responsibility as the Head of Finance from February, 2014. George has over 14 years’ experience in the financial industry. He has extensive training in Corporate Governance, KYC Risk Management, Internal Audit, Assurance and Inspection. He has a flair for designing internal control policies and compliance to Bank of Ghana regulatory policies.