Current Account

Do you need an account that enables you to make payment to your business partners in style regardless of their banks? Then UTRAK Current account for individuals, businesses and corporate bodies is all you need.

FEATURES

  • Provides a simplified and customer friendly account opening process
  • Issue of cheque books that can be used to credit the account of business partners in any bank.

 

BENEFITS

  • Account balance can be used as collateral for loan
  • No C.O.T. on account
  • Benefits from expert advice from their relationship officers

 

REQUIREMENTS:

  • Fully completed and signed account opening form
  • Proof of address ( Evidenced by utility bill / tenancy agreement/ Lease)
  • Business registration certificates
  • 2 passport pictures
  • Recognized I.D. Cards ie voters, NHIS, Drivers’ lincense, passport etc.
FIXED DEPOSIT RATES :
Effective March 2, 2020

(Amount GHC) 1,000.00 to 5,000.00, (91 Days) 13.0%, (182 Days) 13.5%, (1 Year) 14.0% | (Amount GHC) 5,001.00 to 10,000.00, (91 Days) 15.5%, (182 Days) 16.0%, (1 Year) 16.5% | (Amount GHC) 10,001.00 to 16,000.00, (91 Days) 15.8%, (182 Days) 16.5%, (1 Year) 17.0% | (Amount GHC) 16,001.00 to 50,000.00, (91 Days) 18.0%, (182 Days) 19.0%, (1 Year) 19.5% | (Amount GHC) 50,001.00 to 100,000.00, (91 Days) 18.5%, (182 Days) 19.5%, (1 Year) 20.5% | (Amount GHC) Above 100,000.00 - NEGOTIABLE