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Savings Account

Do you want to save for the rainy day and enjoy value for your money? Then UTRAK Savings account is all you need.

FEATURES

  • Provides a simplified and customer friendly account opening process
  • Customers can earn high interest based on their monthly account turnover
  • Minimum initial deposit is GHS 5
  • Minimum balance is GHS 5

 

BENEFITS

  • Account balance can be used as collateral for loan
  • Competitive interest based on monthly account turnover
  • Benefits from expert advice from their relationship officers

  

REQUIREMENTS:

  • Fully completed and signed account opening form
  • Proof of address ( Evidenced by utility bill / tenancy agreement/ Lease)
  • Business registration certificates
  • 2 passport pictures
  • Recognized I.D. Cards ie voters, NHIS, Drivers’ lincense, passport etc.
FIXED DEPOSIT RATES :
Effective March 2, 2020

(Amount GHC) 1,000.00 to 5,000.00, (91 Days) 13.0%, (182 Days) 13.5%, (1 Year) 14.0% | (Amount GHC) 5,001.00 to 10,000.00, (91 Days) 15.5%, (182 Days) 16.0%, (1 Year) 16.5% | (Amount GHC) 10,001.00 to 16,000.00, (91 Days) 15.8%, (182 Days) 16.5%, (1 Year) 17.0% | (Amount GHC) 16,001.00 to 50,000.00, (91 Days) 18.0%, (182 Days) 19.0%, (1 Year) 19.5% | (Amount GHC) 50,001.00 to 100,000.00, (91 Days) 18.5%, (182 Days) 19.5%, (1 Year) 20.5% | (Amount GHC) Above 100,000.00 - NEGOTIABLE