About Our Company
UTRAK Savings and Loans, headquartered in Asokwa, Kumasi, is a duly registered financial institution.
For more than two decades, UTRAK has been dedicated to providing exceptional customer service, earning us a distinguished reputation in the industry.
Originally known as UTRAK Systems in the hire purchase sector, UTRAK Financial Services emerged in 2006, specializing in payroll lending for government employees. The Bank of Ghana granted UTRAK Financial Services a license in September 2013 under the Financial Institutions Law (PNDC 328) of 1993, allowing it to operate as a Special Deposit-Taking Institution. This marked the inception of UTRAK Savings and Loans Limited, which has since dedicated itself to customer-focused financial services.
Today, thanks to our unwavering commitment and acknowledgment from the Bank of Ghana (BoG), we proudly operate as a Savings and Loans Company. Our journey thus far has been driven by our steadfast dedication to exceeding customer expectations.
Mission
UTRAK Savings and Loans Limited seeks to attain its vision by being a pragmatic Non-Bank service provider in Ghana. The company is committed to a sustainable growth of small and medium scale enterprises in Ghana by providing them easy access to save through little savings scheme, microcredit, training and support for microenterprises. Through best financial practices, our reliable and well-motivated staff will support our customers to their utmost satisfaction, at the same time maximizing our stakeholder value.
Vision Statement
To be the leader in our chosen market by offering first class financial solutions to our cherished customers with a professional workforce which will ensure sustainable returns to all stakeholders.
Core Values
- Building Utrak that will deliver acceptable Shareholder Value.
- Ensuring agenda T5B by 2029.
- Establishing a Selling Culture that nurtures high Performance and Growth.
- Acting at all times with a sense of Competitive Urgency to make Utrak brand relevant to all Stakeholder.
- Upholding high Integrity in all our engagements with our stakeholders.
- Promoting positive Culture and ensuring High Team performance.