About Our Company

Mission and Vision

Mission

UTRAK Savings and Loans Limited seeks to attain its vision by being a pragmatic Non-Bank service provider in Ghana. The company is committed to a sustainable growth of small and medium scale enterprises in Ghana by providing them easy access to save through little savings scheme, microcredit, training and support for microenterprises. Through best financial practices, our reliable and well-motivated staff will support our customers to their utmost satisfaction, at the same time maximizing our stakeholder value.
 

Vision Statement

To be the leader in our chosen market by offering first class financial solutions to our cherished customers with a professional workforce which will ensure sustainable returns to all stakeholders.


Core Values

  • Building Utrak that will deliver acceptable Shareholder Value.
  • Ensuring agenda T5B by 2029.
  • Establishing a Selling Culture that nurtures high Performance and Growth.
  • Acting at all times with a sense of Competitive Urgency to make Utrak brand relevant to all Stakeholder.
  • Upholding high Integrity in all our engagements with our stakeholders.
  • Promoting positive Culture and ensuring High Team performance.
FIXED DEPOSIT RATES :
Effective March 2, 2020

(Amount GHC) 1,000.00 to 5,000.00, (91 Days) 13.0%, (182 Days) 13.5%, (1 Year) 14.0% | (Amount GHC) 5,001.00 to 10,000.00, (91 Days) 15.5%, (182 Days) 16.0%, (1 Year) 16.5% | (Amount GHC) 10,001.00 to 16,000.00, (91 Days) 15.8%, (182 Days) 16.5%, (1 Year) 17.0% | (Amount GHC) 16,001.00 to 50,000.00, (91 Days) 18.0%, (182 Days) 19.0%, (1 Year) 19.5% | (Amount GHC) 50,001.00 to 100,000.00, (91 Days) 18.5%, (182 Days) 19.5%, (1 Year) 20.5% | (Amount GHC) Above 100,000.00 - NEGOTIABLE