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Products & Services

Business/SME Loans

It is a hassle free loan with competitive interest rate to help your business soar to the pedestal you envisage.

 

FEATURES

  • Meets credit needs of SMEs through the provision of short term loan
  • It is open to all, including non-customers
  • The maximum repayment period of the loan is 6 months

BENEFITS

  • Customers enjoy competitive interest rate
  •  Loan is granted within 5 working days
  • No hidden charges
  • Provides a simplified and customer friendly loan process

REQUIREMENTS:

  • One must be a customer for at least a month or six months bank statement from a previous bank
  • Fully completed and signed account opening form
  • Proof of address ( Evidenced by utility bill / tenancy agreement/ Lease)
  • Business registration certificates
  • 2 passport pictures
  • Recognized I.D. Cards ie voters, NHIS, Drivers’ license, passport etc.
FIXED DEPOSIT RATES :
Effective March 2, 2020

(Amount GHC) 1,000.00 to 5,000.00, (91 Days) 13.0%, (182 Days) 13.5%, (1 Year) 14.0% | (Amount GHC) 5,001.00 to 10,000.00, (91 Days) 15.5%, (182 Days) 16.0%, (1 Year) 16.5% | (Amount GHC) 10,001.00 to 16,000.00, (91 Days) 15.8%, (182 Days) 16.5%, (1 Year) 17.0% | (Amount GHC) 16,001.00 to 50,000.00, (91 Days) 18.0%, (182 Days) 19.0%, (1 Year) 19.5% | (Amount GHC) 50,001.00 to 100,000.00, (91 Days) 18.5%, (182 Days) 19.5%, (1 Year) 20.5% | (Amount GHC) Above 100,000.00 - NEGOTIABLE